> For the complete documentation index, see [llms.txt](https://docs.vault.ky/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.vault.ky/resources/terms.md). # Terms of Service The complete and authoritative Terms of Service are published at [vault.ky/terms](https://vault.ky/terms). That version governs your use of Vault. This page summarizes the provisions contributors ask about most. It is a convenience summary, not a substitute for the full Terms. ## Wallet-based transactions Vault does not use passwords or traditional accounts. Browsing the site and submitting a campaign request do not require a wallet; contributors use a Solana wallet to authorize and sign on-chain transactions. You are solely responsible for your wallet security and private keys. ## Campaign goals and deadlines A campaign's goal, deadline, and fee rates are locked at creation and cannot be changed. A campaign fails when its escrowed total does not meet its applicable threshold by the deadline. Refunds are processed automatically once the campaign closes. Vault may also cancel a campaign, which similarly results in refunds being processed. ## Campaign fulfillment When applicable to the campaign's disclosed fulfillment method, Vault purchases or arranges the associated service or deliverable on behalf of contributors. For those service-backed campaigns, the campaign's stated amount is Vault's retail price, and Vault's margin is the difference between that price and its vendor cost. Vault makes reasonable efforts to fulfill but does not guarantee delivery in any specific timeframe. Third-party vendors involved in fulfillment are not under Vault's control. ## Charity campaigns A charity campaign uses a 20% minimum threshold against its stated goal. Reaching 100% before the deadline succeeds normally. If the campaign expires at or above 20% of its goal, the amount raised qualifies for fulfillment — even if the full goal was not met — and contributors are not eligible for refunds. Only a charity campaign that expires below 20% enters the refund path. ## Refunds A refund processing fee of approximately 2% of refundable principal applies, subject to the disclosed per-contributor cap. Contribution fees paid at deposit and any tips are non-refundable. ## Intellectual property Use of Vault brand assets is prohibited except as expressly permitted by the current brand guidelines or with written permission. ## Full terms Provisions on governing law, dispute resolution, limitations of liability, eligibility, and sanctions are set out in full at [vault.ky/terms](https://vault.ky/terms). --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.vault.ky/resources/terms.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.